I am certain that you will look back on your life and realize the time you spent with your loved ones was better spent than sitting in front of a computer or book to add a few dollars in the short term. However, life is not about that, it is about the relationships we make and the lives we touch. I have friends the same age as you who have been given a much better launching point and you are beating them handedly (if you want to compare). So, by comparison, you are far from a loser. Even so, you are more than double the average. This is skewed by some extremely wealthy families. But the median net worth was just $11,100. IT seems like you just need direction, maybe that course will give you some new focus and direction and you can start as a side hustle and go from there.įor American households with a head of household under the age of 35, the mean net worth in 2016 was $76,200. I keep seeing this side business course for running facebook ads for business, and they say each client you can charge $2K per month, and I think the course is like $400, maybe something up your ally, I think M$M is the guy who runs the course. It sounds like you aren't a loser, just circumstance and lack of direction. Sounds like some depression issues in there or grieving you still need to deal with, but that is normal after losses. Just would like to hear your thoughts, don’t have a friend or someone I can talk to about it. What good advice you have? Im assuming I can’t get a much better job with the degree I have, and I have family who not only mocks me for not finishing school, but the job I have as well. I am still trying to learn how to market myself and price accordingly as I charged a client $2500 less for a serious project, and not only optimized the site and coded better that the original developer who didn’t even know what a cdn was, but implemented better features for it and boosted their gt metrix score. I’m in the process of learning Swift for IOS development, and last year I actually started charging for web work. It feels like one aspect of my life is going right, but I have a income problem?Īs for what I bring to the table/skills, during all of my free time on this job and on the weekends, I taught myself how to code, program, sales, and anything that could improve my skills in business. My goals are to start a business that adds value to other people lives. No car notes, not student loans, no payments for my braces, and less than 1k on a credit card balance (which i did to get over 100k points with a chase cc) I’m about to pay off. I went from derogatory and no credit, to last year having a 800+ credit score and no debt. Managed to land music on 100+ tv shows (I get several hundreds of dollars every other month from royalties, some dating back to 2012, it’s a similar amount to owning a SFH in real estate).Īlso during this period I fixed my credit. I did pursue a career in music production, but I guess my music wasn’t up to par or just I didn’t make it. It’s a rat race where I’m just getting water and bread so I can have enough of energy to attempt to get the cheese lol. Getting up at 5-6am and getting home in traffic at 5-6pm. Let’s just say this is like working for Ross or McDonald’s. It gave me flexibility, but the pay is terrible, the staff looks down on me and hardly anyone ever speaks. I think that’s the reason I kept this terrible job so long. I tried my very best to do what I could to save these two, but it takes a toll to see your loved ones slowly dying in a comatose. It was a very stressful period, and soon as they passed, I had a relative with special needs that lives with us who had the same terrible news as well (stage 4 kidney cancer). During that time, My father was diagnosed with stage 4 cancer, so literally i would work 8 hours, get stuck in traffic traveling to MD Anderson (Houston traffic is atrocious), get home late, study, and repeat. I was going to school and I obtained my AS in business management, but did not finish to get my bs after a year in university. I’m 30, net worth is about $150-160k (mostly cash, as my 401k at my job is not even 3% of my net worth *laughs*). I just feel stuck, really could use some solid advice.
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